How much could I borrow with a HELOC?
Equitus helps homeowners explore flexible home equity lines of credit.
Your estimated borrowing amount depends on your home value, mortgage balance, credit profile, income, and final lender underwriting.
Home Equity Line of Credit (HELOC)
Access the cash you need with a fast, fully online HELOC application.
- ✓No Impact to Your Credit Score
- ✓100% Online, Streamlined Application
- ✓Competitive Rates & Flexible Terms
Secure online application
Adjust the sliders below to estimate an amount that relates to you.
Your estimated maximum HELOC amount*
$140,000Estimated equity capacity at 80% CLTV: $140,000
$300,000 62.5% See My Amount & Rate*Illustrative estimate based on a maximum 80% combined loan-to-value ratio. Actual eligibility, available credit, rates, and terms are subject to lender underwriting.
Equitus Financial
America's Top SMB Brokerage
Home Equity, Made Simple
Built for speed and simplicity
Approval in as few as 5 minutes.Funding in as few as 5 days.
✓No hard credit pull
✓No hard inquiry to check rates
✓256-bit encrypted
Checking your options does not affect your credit score. A hard credit inquiry may be required during formal underwriting if you choose to continue with a full application.
100% online application
Skip the paperwork. Apply securely online and connect what is needed to keep the process moving.
Competitive fixed-rate options
Explore home equity financing up to $750,000 without replacing your current mortgage.
Flexible access to your equity
Use available funds for the projects, purchases, or debt consolidation goals that matter to you.
Real support, fully online
Get responsive guidance throughout the process, with convenient online closing support when available.
A simpler HELOC experience
Home equity financing designed around your life.
Explore your options online, understand what you may qualify for, and get guidance from application through closing.
100% online application
Complete your application securely online without digging through piles of paperwork.
Competitive fixed-rate options
Explore home equity financing up to $750,000 without replacing your current mortgage.
Flexible access to your equity
Use available funds as needs arise, subject to your approved terms and available credit.
Online support through closing
Get responsive guidance and convenient online closing support when available.
Put your equity to work
What can I use a home equity line of credit for?
A HELOC can support many different financial goals. Common uses include:
Debt consolidation
Combine qualifying higher-interest balances into one manageable plan.
Education
Help cover tuition, training, or other education-related expenses.
Solar panels
Finance energy improvements that can support your long-term home goals.
ADUs
Build or improve an accessory dwelling unit on your property.